2026/2027 SENIOR LIVING SERIES

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Aging Without Apologies: What It Really Takes to Stay Independent Longer. 

Staying independent isn’t about luck — it’s about understanding your options before you need them. 

Many people want to remain in their homes as long as possible — but few are given clear, practical information about what that truly requires. Aging Without Apologies reframes aging in place as a series of proactive decisions, not a last-minute scramble.

This free educational seminar will help you understand how planning ahead protects your independence, reduces future stress, and gives you more control — not less.

No sales. No pressure. Just clarity.

You’ll Learn:

• What “aging in place” actually requires over time
• The difference between independence and isolation
• Why early planning preserves control
• Common misconceptions that create crisis later
• How to stay empowered — even when needs change

The Truth About Aging Bodies: What’s Normal, What’s Not, and What to Question. Getting older changes your body — but not everything should be ignored or accepted.

Many adults are told, “That’s just part of aging.” But too often, that phrase delays diagnosis, silences questions, and normalizes preventable decline.

This free educational seminar helps you understand how aging bodies actually change — and how health literacy empowers you to ask better questions, advocate for yourself, and stay well longer.

No medical advice. No sales. Just education.

You’ll Learn:

• What changes  are common — and which deserve follow-up
• How preventive  care supports longevity
• When to  question “normal aging” explanations
• How to  communicate effectively with healthcare providers
• Why self-advocacy protects quality of life

Medication, Memory, and Managing the Details That Matter.  More prescriptions don’t always mean better care — especially as we age.

As we get older, it’s common to see the number of prescriptions increase. What’s less discussed is how medications interact with each other, affect memory, balance, sleep, and decision-making — and how easily small details can be missed.

This free educational seminar helps you understand how aging brains process medications, how to reduce avoidable risks, and how to stay mentally clear and confident in managing health details.

No medical advice. No sales. Just education.

You’ll Learn:

• How medications affect memory, balance, and thinking
• Why polypharmacy increases risk
• What medication reviews are — and when to request one
• How to organize health information simply
• Warning signs that deserve follow-up

Money After Retirement: Making It Last Without Living in Fear.  Retirement isn’t just about how much you saved — it’s about how confidently you spend.

Many retirees worry quietly: Will my money last? Am I spending too much? Am I being too cautious?  Too often, financial conversations are filled with jargon, pressure, or fear-based messaging.

This free educational seminar focuses on helping you understand the real financial realities of retirement, how taxes, inflation, healthcare, and longevity affect your money — and how informed planning restores confidence and calm.

No products. No pitches. Just clarity.

You’ll Learn:

• Why fear-based spending is common — and costly
• How inflation and taxes impact retirement income
• The difference between being cautious and being constrained
• How legal and financial planning intersect
• What questions protect long-term confidence

Medicare Decoded: What It Covers, What It Doesn’t, and What It Costs You.  Medicare confusion is common — but costly mistakes don’t have to be. 

Medicare decisions are often made under pressure, with too much information and too little clarity. Many people enroll without fully understanding coverage gaps, penalties, or long-term cost implications.

This free educational seminar breaks Medicare down in plain language so you can approach enrollment — or reassess existing coverage — with confidence.

No selling. No plan enrollment. Just education.

You’ll Learn:

• The difference between Medicare Parts A, B, C, and D
• What Medicare does notcover
• Common enrollment mistakes and penalties
• How Medicare choices affect future care costs
• When to ask questions — and who to ask

Scams, Schemes & Senior Safety: How to Protect What You’ve Earned. Scammers are getting smarter — but so can you.

Older adults are increasingly targeted by sophisticated scams involving phone calls, emails, home repairs, investments, and even trusted-looking professionals. These schemes aren’t about intelligence — they’re about manipulation and urgency.

This free educational seminar helps you recognize red flags, protect your identity and assets, and create safeguards that reduce risk without increasing fear.

No scare tactics. No sales. Just awareness and prevention.

You’ll Learn:

• The most common scams targeting older adults today
• How homeowner and contractor fraud works
• Red flags that signal manipulation or urgency
• Simple safeguards that protect finances and identity
• How families can help without taking control

Legal Documents Every Senior Should Understand (Before It’s Urgent),. These documents don’t take away control — they protect it.

Many families face legal confusion during medical events or sudden changes — not because they failed to plan, but because no one explained what documents actually do, when they’re needed, or how they work together.

This free educational seminar explains the legal documents every older adult should understand before a crisis — so decisions remain in the right hands, at the right time.

No legal advice. No pressure. Just clarity.

You’ll Learn:

• The difference between wills, trusts, and beneficiary designations
• What powers of attorney really do — and when they activate
• Why healthcare directives matter before emergencies
• Common mistakes that create family conflict
• How legal planning protects independence

Staying at Home Longer: Aging in Place Without Burdening Your Family. Wanting to stay home is reasonable — doing it without a plan is what creates stress.

Many adults want to remain in their homes as long as possible, but few want their families to feel overwhelmed or forced into caregiving roles.

This free educational seminar explains what aging in place actually requires — from home modifications and support services to realistic planning that protects independence andfamily relationships.

No pressure. No assumptions. Just practical clarity.

You’ll Learn:

• What aging in place realistically looks like over time
• How home health and private duty care differ
• Which home modifications matter most
• How planning reduces family stress
• When support strengthens independence

Caregiving Conversations: How to Talk With Family Before Crisis.  The hardest conversations are easier when they happen early.

Most caregiving roles aren’t chosen — they’re assumed during moments of stress or emergency. When expectations are unspoken, families often experience guilt, resentment, and confusion on all sides.

This free educational seminar helps you learn how to start honest, respectful conversations with adult children and loved ones before a crisis forces decisions — protecting independence, relationships, and peace of mind.

No therapy. No judgment. Just guidance.

You’ll Learn:

• Why families avoid these conversations
• How to communicate needs without guilt
• Setting boundaries that protect relationships
• Common misunderstandings between generations
• How planning reduces conflict later 

Legacy, Purpose & Peace of Mind: Aging With Meaning. A meaningful life doesn’t stop evolving — even as it changes.

As people age, questions shift.  What mattered most? What do I want to pass on? How do I want to be remembered — and how do I want to live now?

This free educational seminar creates space for thoughtful reflection about legacy, purpose, dignity, and peace of mind — without focusing on fear, religion, or finality. It’s about living fully, intentionally, and with clarity at every stage.

No agenda. No pressure. Just perspective.

You’ll Learn:

• What “legacy” really means beyond money
• How purpose evolves in later life
• Why reflection supports emotional well-being
• How values guide future decisions
• Ways to find peace without perfection 

When Staying Home Isn’t Working Anymore: Housing Options Explained. Needing a new plan isn’t failure — it’s information.

Many people stay in homes that no longer serve them — not because it’s best, but because they don’t understand the alternatives or fear losing independence.

This free educational seminar explains today’s senior housing options in clear, neutral terms — helping you recognize when staying home may no longer be the safest or most supportive choice, and how timing affects quality of life.

No selling. No placement pressure. Just clarity.

You’ll Learn:

• Signs that staying home may no longer be working
• Differences between independent, assisted, and memory care
• How timing affects choice and cost
• Common myths about senior living
• How to make decisions without guilt 

Downsizing Without Distress: How to Let Go Without Losing Yourself. Downsizing isn’t about square footage — it’s about meaning, memory, and control.

Downsizing is often delayed not because people don’t know how — but because they don’t know how to let go without feeling erased, rushed, or overwhelmed.

This free educational seminar addresses both the emotional and practical realities of downsizing, helping you understand how to make thoughtful decisions, reduce stress, and move forward without regret.

No pressure. No timelines. Just clarity and compassion.

You’ll Learn:

• Why downsizing feels harder than expected
• How identity and memory complicate letting go
• Practical strategies to reduce overwhelm
• How to downsize with control and dignity
• When to ask for help — and what kind